SUBSCRIBE to Capitol Fax      Advertise Here      Mobile Version     Exclusive Subscriber Content     Updated Posts    Contact
CapitolFax.com
To subscribe to Capitol Fax, click here.
In case you want your pension money back…

Thursday, Jan 24, 2013

* Every so often a few public employees will demand in comments to be allowed to withdraw all the money they contributed to their pension funds so they can invest it themselves. Well, if SB40 passes, they might be able to. From the bill’s synopsis

Provides that a person who is a member on the effective date of the amendatory Act may file a written notice of election not to participate in the General Assembly Retirement System within 24 months from the date of becoming a member or 18 months after the effective date of the amendatory Act, whichever is later. Provides that a person who makes that election shall, upon written request, receive a refund of his or her total contributions, without interest.

The bill is sponsored by Republican state Sen. Tim Bivins (R-Dixon).

…Adding… And, yes, the bill as written only applies to GARS. But it’s a step.

- Posted by Rich Miller        


44 Comments
  1. - wizard - Thursday, Jan 24, 13 @ 8:40 am:

    As someone noted yesterday, anyone who is close to retirement would withdraw it is not doing the math. It would be too late to realize a decent return on the dollars. However, someone just starting out might consider this option. One other thing, is that should an employee opt out, they should be required to set up an alternative plan, not just take the money as some would take the money and spend it. When one is young, he/she often is bullet proof and going to live forever. Retirment is not on the agenda.


  2. - Small Town Liberal - Thursday, Jan 24, 13 @ 8:45 am:

    Excuse my ignorance, but I don’t get it, doesn’t this only apply to GARS?


  3. - not really - Thursday, Jan 24, 13 @ 8:46 am:

    This bill only applies to GA pension participants. The rest of us can elect to take the money when we separate service (as a lump sum subject to tax or can roll into an IRA), but there is no way for a current employee to get the money out (either money already paid in or money going in from each check). I have heard of people resigning to get their money out (for a major purchase like a house) and coming right back onto the state roll, but this was years ago.


  4. - Dirt Diver - Thursday, Jan 24, 13 @ 8:56 am:

    An interesting story that not many are talking about….GARS is currently the worst funded State Retirement System, I believe it is around 25-30%. Which is interesting because it is also the smallest State fund. Due to this political grandstanding of opting out of GARS (mainly talking about those freshman legislators who denied to participate and who are also Tier 2) their actions of not participating in GARS will have a negative effect on the fund, and therefore on the state. Remember, Tier 2 is a great deal for the state. We want as many Tier 2 members as we can get, due to the fact that the benefit is so meager as compared to Tier 1. Tier 2 members also contribute at the same rate as Tier 1 members. Therefore, since these new members are not contributing, this is less assets coming into the fund, so now the difference will have to be made up by the State (GRF money). Another example of a campaign tactic that will have a negative fiscal impact on Illinois taxpayers.

    To SB 40, as far as Tier 1 GARS members opting out and receiving only their employee contributions as a refund, that would have a huge positive impact on the fund. I would like to FOIA that information (who takes such a refund) if this were ever to become law. Either that person is an idiot or is the most patriotic Illinois citizen I have ever met.


  5. - dupage dan - Thursday, Jan 24, 13 @ 8:57 am:

    Without interest? Other than someone wishing to do so at the start of a state career I can’t see many folks partaking.


  6. - foster brooks - Thursday, Jan 24, 13 @ 9:19 am:

    Tim bivins soon to be the recipient of two pensions. Yes folks 2 pensions.


  7. - Fred's Mustache - Thursday, Jan 24, 13 @ 9:33 am:

    I stand by my comment yesterday that such a move would be a poor financial decision for state employees. Id like to see what happens when your typical state employee tries to invest their pension contributions. Let me tell you that most are not going to be able to invest in a way that provides income anywhere near the amount they would receive from their pension.


  8. - PublicServant - Thursday, Jan 24, 13 @ 9:33 am:

    Exactly what I was thinking Dan. If they want to pass something like this to provide an option, let’s try to at least be fair to the employee, and give them interest based on the rate of return gotten by the pension systems over the time the payments have been in the fund.

    Also agree with Wizard. I think it’s a dumb move in any case.


  9. - PublicServant - Thursday, Jan 24, 13 @ 9:35 am:

    Besides, if the bill is sponsered by a Republican, I’d say employees beware.


  10. - PublicServant - Thursday, Jan 24, 13 @ 9:36 am:

    Of course the Dem bills are a joke too. LOL, let’s start a new party that puts the middle class first.


  11. - langhorne - Thursday, Jan 24, 13 @ 9:38 am:

    if i am not mistaken,newly elected decatur dem rep sue scherer has opted out of the GARS. she will have to squeak by on her $5,000 per month teacher’s pension, plus her $60,000+ legislator salary. this should allow her plenty of freedom from financial worry, so she can a) keep too much public funding from going to chicago, and b) go thru the budget line by line to straighten things out.


  12. - walkinfool - Thursday, Jan 24, 13 @ 9:41 am:

    “Dumb move, but looks good politically — I’ll do it.”

    That’s the thinking on too many issues.


  13. - Bluefish - Thursday, Jan 24, 13 @ 9:54 am:

    If a legislator opts out does he/she automatically go into Social Security instead? Seems cheaper for the state to keep underfunding GARS rather than be forced into SS payments for these legislators. The bill is silent on this.


  14. - Demoralized - Thursday, Jan 24, 13 @ 10:00 am:

    The state has done this before, only at that time you had to leave state government if you did it. My ex-wife took advantage of it in 2004 when we decided that should would leave work to stay home with our children. If you weren’t vested you could leave the state and they would double whatever you had contributed to the system. The state could do something like that again and allow people to remain with state government. I think it would create more of an incentive for people to leave the retirement systems and would certainly reduce the liability to those systems.


  15. - Anon - Thursday, Jan 24, 13 @ 10:15 am:

    Little confused about this SURS members already have the option to invest their funds in a “Self managed plan” SMP as new employees and have had it for sometime. It includes the employer match so why the employees would opt to not take it seems pretty crazy since they won’t receive SSI, which their employer hasn’t paid. Of course if you accept the lump sum now you wouldn’t have accrued any investment growth so no it’s not a good idea to switch mid stream, I think anyway.


  16. - Liberty_First - Thursday, Jan 24, 13 @ 10:26 am:

    SURS allows you to withdraw your contributions with something like 5% interest…. You are not credited with the state “match” until you apply for your “annuity.” Of course you never really get matching funds except your account shows you the total. When the lawsuits begin it will be interesting to see how the courts interpret use of the terms annuity and annuitant.


  17. - USMCJanitor - Thursday, Jan 24, 13 @ 10:27 am:

    ===I stand by my comment yesterday that such a move would be a poor financial decision for state employees===

    It probably is a bad move IF they keep paying benefits at the rates today. If we get to a point that they stop paying maybe not.

    If all the money I have put in my 401k and IRA were not “mine”. And I was told… “look over 30 years you have amassed 450k in retirement money, but, uh… you may only get 400 back because we spent “your” money elsewhere” I may then be thinking I want to be in control of MY money.


  18. - USMCJanitor - Thursday, Jan 24, 13 @ 10:27 am:

    With all these pensions and underfunding, etc, etc I am reminded that anything that cannot go on forever, wont.


  19. - Dirt Diver - Thursday, Jan 24, 13 @ 10:33 am:

    Liberty_First

    I think you are confused as to how SURS works. When you are talking about “SURS allows you to withdraw contributions with 5% interest”. For 1 am assuming you are talking about their SMP. You don’t get a fixed rate of 5% (for interest) you get the interest in which account actually earned. You are entitled to the employer match once you have reached 5 years regardless of whether or not annuitize. For the SURS traditional DB plan, a member can take a refund of contributions upon terminating service and would receive interest @ 4.5%.


  20. - Robert the Bruce - Thursday, Jan 24, 13 @ 10:47 am:

    Interesting concept.

    And I could see people taking the money out. Even though it means less money than they are entitled to, it is a bird in the hand.

    You are state employee near retirement age and are counting on your pension from the state, but are understandably scared of pension reform potentially cutting your pension.

    Would you rather have your $200,000 in real money to invest, or would you take your chances that you’ll actually get the full $250,000 that you are entitled to?


  21. - Liberty_First - Thursday, Jan 24, 13 @ 10:50 am:

    Dirt, Defined benefit, 4.5% - the point is anyone can get their money back…. of course in the SMP or Portable plans, you get your money.


  22. - thechampaignlife - Thursday, Jan 24, 13 @ 11:03 am:

    I’d like to be able to buy additional years worth of service credits in order to retire early. Just tell me the actuarial value and I’ll contribute my portion, the state’s portion, interest, and even a premium above that amount. Since that would be a new “benefit”, they could set the premium to whatever they want to actually help pay down the unfunded liability. It would be an early retirement program.


  23. - Quinn T. Sential - Thursday, Jan 24, 13 @ 11:05 am:

    {When the lawsuits begin it will be interesting to see how the courts interpret use of the terms annuity and annuitant.}

    Please refer to the Plan Document (contract) for definitions of key terms.


  24. - Nearly Normal - Thursday, Jan 24, 13 @ 11:35 am:

    I know a teacher who took her money out of TRS back when she was a young mother. She withdrew the first three years worth of her pension. Then after her kids were old enough she went back to work as a teacher. When she retired, she got credit for years of service BUT she did not replace what she had withdrawn. Her pension was cosiderably less than she had expected.

    She griped that TRS had “cheated” her. They did not–she cheated herself.


  25. - Dirt Diver - Thursday, Jan 24, 13 @ 11:37 am:

    Liberty,

    You only get a refund by terminating service. Under SURS, I can’t take the refund and remain in current service.


  26. - Anonymous - Thursday, Jan 24, 13 @ 12:00 pm:

    This is a terrible idea. It destabilizes pension funds and jepordizes the whole system.


  27. - RNUG - Thursday, Jan 24, 13 @ 12:02 pm:

    Just to clarify things … of the mandated retirement systems, only SURS allows the employee a choice on how to “direct” their retirement “funds/investments”.

    Participants in SERS and TRS don’t have any choice; when they are hired they get the defined benefit plan. Since the 1970 - 1972 timeframe, SERS members have to also participate in Social Security and TRS do not participate in Social Security.


  28. - Wumpus - Thursday, Jan 24, 13 @ 12:43 pm:

    Would this create a “run” on the pension funds? I know it is in the red already, but this could break the system completely, no?


  29. - Dirt Diver - Thursday, Jan 24, 13 @ 1:10 pm:

    In theory yes it could create a run. However since all the member would be rec’ing is their “employee contributions only without interest” the elimination of the liability that results from the service credit forfeit in exchange for the refund will far out weigh the money that member has received from their refund. However, if they decide to provide a generous interest rate on top of their contributions, that would be a different story. Also, I doubt very few legislators will take this deal.


  30. - Dirt Diver - Thursday, Jan 24, 13 @ 1:11 pm:

    I meant “I doubt very many legislators will take this deal”.


  31. - Fred's Mustache - Thursday, Jan 24, 13 @ 1:13 pm:

    === Would you rather have your $200,000 in real money to invest, or would you take your chances that you’ll actually get the full $250,000 that you are entitled to? ===

    What State employee has actually contributed $200,000 in “real money” into the pension system to expect only $250,000 in return. Seriously people, for those that pay into social security, you get 4% taken out of your check. For a person making 50k a year, thats $2k a year. If you work 30 years thats $60k.

    Now take that employee and give them their full pension benefits. Say their pension pays out between $20-$25k a year. (not even factoring in COLAS). Now I understand that there will be investment returns (or losses) and other factors (commissions, fees, etc.) that would affect that amount. Its a considerable difference.

    Now come up with an investment strategy in a 401(k) or IRA that can come close to such a return on your money that your pension would give you. I’m seriously curious as to how this can be done.
    Im not so sure that it can (unless you hit the jackpot on some speculative stock that makes it big).


  32. - Joe M. - Thursday, Jan 24, 13 @ 1:27 pm:

    Even if one could take out THEIR money that they have contributed, to do so would loose any contribution from the State as employer. Someone doing this would have worked their years without the State as employer contributing a single penny towards their retirement.

    McDonalds contributes more towards the retirement of their part-time high school employees (6.2% into Social Security) than the State would have contributed for someone who would withdraw their money.


  33. - cassandra - Thursday, Jan 24, 13 @ 2:15 pm:

    I’m with Fred’s M. Don’t do it. If you are strongly tempted, read a good book about the stock market first. I recommend the one by the guy who ran the Yale endowment, may still run it. Can’t remember the name, but it’s good.

    Perhaps this bill, if implemented, would give us one tool to measure the financial sophistication of our esteemed legislators though.


  34. - RNUG - Thursday, Jan 24, 13 @ 2:33 pm:

    To repeat what I wrote yesterday:

    “… And if you quit and withdraw from the system, all you get back is your original contributions … no interest, no match, none of the money the state was supposed to have been putting away for you. And unless you properly roll the money to an regular IRA, you’ll be paying both taxes and early withdrawal penalities. Definitely not a good financial choice if you have very many years in.”


  35. - SIUPROF - Thursday, Jan 24, 13 @ 2:39 pm:

    The legislature needs to be careful. By forcing new or existing people out of the defined benefit program (tier II or scaring people into accepting an offer of taking out their contributions or converting their contributions into a self managed plan, they just might dry up employee contributions into the defined benefit plan. If that happens, cash flow will suffer. An underfunded plan can continue to operate as long as their is enough cash coming in to pay benefits (kind of like a ponzi scheme). They need to accept the reality that the state has borrowed money from the pension systems and it is time to pay up. Adopting a version of Ralph Marti’s flat payment reorganization plan (perhaps at a bit lower amount over a few more years) makes the most sense. And extend the sales tax to services to help service the debt.


  36. - SIUPROF - Thursday, Jan 24, 13 @ 2:40 pm:

    there-hate spellcheck


  37. - NoNameNick - Thursday, Jan 24, 13 @ 2:45 pm:

    Seriously? Who has contributed $200,000 to their retirement system. I’ve been at it for 20 yerars and only had about $36,000 taken out of my pay. This exageration of the amopunts is what drives most of the rank and file crazy about these pension discussions. Like we have these huge pensions lined up. If I retired today my pension would be $1800/month. Any takers for the lifstyle that will afford?


  38. - Robert the Bruce - Thursday, Jan 24, 13 @ 2:52 pm:

    ==And if you quit and withdraw from the system, all you get back is your original contributions … no interest, no match, none of the money the state was supposed to have been putting away for you.==
    I still think that this is an interesting concept - allowing early withdrawals. But it truly seems to be a terrible offer. If it was instead something like 75% of the present value of your earned pension (including what the state’s contribution should have been), then employees would have an interesting choice to make - 75% of a guaranteed pension or the chance that their pension will be fully funded, not reduced, not tampered with in any way. If enough said yes, it’d ultimately reduce the state’s pension obligation, but if too many said yes, the state wouldn’t have the money to pay.


  39. - reformer - Thursday, Jan 24, 13 @ 4:37 pm:

    Do legislators who abstain from GARS have to pay Social Security with the employer match? If so, would legislators who withdraw from GARS have to start paying Social Security?


  40. - RNUG - Thursday, Jan 24, 13 @ 5:49 pm:

    reformer @ 4:37ppm,

    It depends.

    From the 2012 GARS Handbook, page 4:

    ELIGIBILITY

    You automatically become a member of
    GARS unless you file an election with the
    Board of Trustees not to participate. Your
    written decision declining participation must
    be filed within 24 months from becoming a
    member.

    If you choose not to participate in GARS,
    you are subject to mandatory social security
    coverage unless contributing a minimum of
    7.5% of your legislative salary to a qualified
    Deferred Compensation Plan.


  41. - RNUG - Thursday, Jan 24, 13 @ 5:52 pm:

    Should have added to the previous post …

    If that Deferred Comp is a 457 plan, once you leave government employment you can pull the money out of a 457 regardless of age and just pay straight income tax on it.


  42. - Flan - Thursday, Jan 24, 13 @ 6:31 pm:

    I cannot imagine anyone would take their money out of SERS. I think we estimated once that a person with 30 years of funding in there would burn through their own contributions in about 6 years of retirement; after that you’re on the money the GA puts into the retirement system. That’s crazy talk.


  43. - rat - Thursday, Jan 24, 13 @ 6:43 pm:

    Some math to think about

    Assumptions
    45 years old/$85,000 per year/16 years for the state.

    $45,000. Estimated pension with interest

    Retire at age 65 (20 more years)

    $45,000 (Base Amount)

    8% Interest (What the pension system calculates as rate of return)

    $5,100-Annual deposit (6% of salary invested per year) Employees pay 4% State wants 2% more

    You would have $473,708 with your name on it. If you also saved 6% of your own money, you would have $725,711 with your name on it.

    What if you started at 30 years old?

    The state wants to start paying pension when you are 65 and not give cost of living increases. I could live on $725,000 with deferred compensation. Also, this would be a choice therefore constitutional. The state would get rid of future pension liabilities and we could actually plan for our future. Sweet!!!!


  44. - WazUp - Thursday, Jan 24, 13 @ 7:32 pm:

    ==Tim bivins soon to be the recipient of two pensions. Yes folks 2 pensions.==

    He can’t be that dumb to introduce a bill like that and then not opt out can he?


Sorry, comments for this post are now closed.


* Reader comments closed for the holiday weekend
* Fracking rules finally unveiled
* Question of the day
* A big IDOT roundup
* Even Steven, for now
* *** UPDATED x1 - Confirmed *** Report: Libertarians file charges
* Big guys dinged a bit, but little guys helped a lot
* Today's photo
* Yesterday's blog posts

Support CapitolFax.com
Visit our advertisers...

...............

...............


Search This Blog...

Search the 98th General Assembly By Bill Number
(example: HB0001)

Search the 98th General Assembly By Keyword

          
        * Touchdown! Football Apps for Windows Phone
        * Is sapphire glass all it’s cracked up to be?
        * Galaxy Note 4 resolution confirmed by Samsung site, poster
        * Apple Finalizes Lineup for 2014 iTunes Festival in London, Starts Tonight
        * Why I wish I could charge my iPhone wirelessly
        * First ROMs for the NVIDIA Shield Tablet surface
        * Automate your Mac: four smart hacks for managing files

        * What is the blue light from our screens really doing to our eyes?
        * StoryWorth Squeezes Stories Out of All Your Family Members
        * Android One May Get Official On September 15th
        * Samsung Galaxy Note 4 Resolution Confirmed By Samsung’s Website
        * Apple Spaceship Campus Takes Shape (Video)
        * AT&T sues Cox over DVR patents
        * More Rumors Suggest That Reversible Lightning Cable Will Not Ship With iPhone 6

        * Breaks turn in Quintana's favor against Tigers
        * Molina outrighted; roster spot opens up for Rodon
        * Wilkins, Snodgress part of White Sox shuffle
        * Noesi looks to continue push toward season's end
        * Breaks turn in Quintana's favor against Tigers
        * Dunn to retire following season
        * White Sox deal Dunn to A's for pitching prospect


        Main Menu
        Home
        Illinois
        YouTube
        Pundit rankings
        Obama
        Subscriber Content
        Durbin
        Burris
        Blagojevich Trial
        Advertising
        Updated Posts
        Polls

        Archives
        August 2014
        July 2014
        June 2014
        May 2014
        April 2014
        March 2014
        February 2014
        January 2014
        December 2013
        November 2013
        October 2013
        September 2013
        August 2013
        July 2013
        June 2013
        May 2013
        April 2013
        March 2013
        February 2013
        January 2013
        December 2012
        November 2012
        October 2012
        September 2012
        August 2012
        July 2012
        June 2012
        May 2012
        April 2012
        March 2012
        February 2012
        January 2012
        December 2011
        November 2011
        October 2011
        September 2011
        August 2011
        July 2011
        June 2011
        May 2011
        April 2011
        March 2011
        February 2011
        January 2011
        December 2010
        November 2010
        October 2010
        September 2010
        August 2010
        July 2010
        June 2010
        May 2010
        April 2010
        March 2010
        February 2010
        January 2010
        December 2009
        November 2009
        October 2009
        September 2009
        August 2009
        July 2009
        June 2009
        May 2009
        April 2009
        March 2009
        February 2009
        January 2009
        December 2008
        November 2008
        October 2008
        September 2008
        August 2008
        July 2008
        June 2008
        May 2008
        April 2008
        March 2008
        February 2008
        January 2008
        December 2007
        November 2007
        October 2007
        September 2007
        August 2007
        July 2007
        June 2007
        May 2007
        April 2007
        March 2007
        February 2007
        January 2007
        December 2006
        November 2006
        October 2006
        September 2006
        August 2006
        July 2006
        June 2006
        May 2006
        April 2006
        March 2006
        February 2006
        January 2006
        December 2005
        April 2005
        March 2005
        February 2005
        January 2005
        December 2004
        November 2004
        October 2004

        Blog*Spot Archives
        November 2005
        October 2005
        September 2005
        August 2005
        July 2005
        June 2005
        May 2005

        Syndication

        RSS Feed 2.0
        Comments RSS 2.0
        WordPress

        Loading


        * Politicians to greet voters in Labor Day parades..
        * The Ice Bucket Challenge and its virality..
        * Quinn to live on minimum wage for week..
        * Illinois to spend another $102M on high-speed rail..
        * Quinn announces opening of Algonquin bypass..


        * Little League team honored with parade in Vegas
        * Rauner vow revives governor's mansion question
        * Quinn to live on minimum wage for a week
        * Infection affecting west-central Illinois soybeans
        * Newborn baby found alive inside Illinois trash bin
        * Bank loans used to collect unpaid medical bills
        * Man brings 2 military flares to Illinois sheriff
        * 4 shot to death in Chicago suburb of Elmhurst
        * Springfield drug suspect had reinforced door
        * Beyond governor race, big stakes in Illinois vote

        * Does the governor need to live in the Executive Mansion?
        * Statehouse Insider: Hands off investments
        * State of unions: AFSCME wins some, loses some on outsourcing
        * State of unions: Domination of Illinois' workforce becomes campaign issue
        * State of unions: Lawmakers approved keeping some workers out of unions
        * State of Illinois posts applications for medical marijuana businesses
        * DNR issues long-awaited ‘fracking’ rules
        * Quinn grants 38 clemency requests
        * IDNR issues long-awaited ‘fracking’ rules
        * Court rules state retirees can stop paying health insurance premiums

        * If only it were this easy to lift share prices
        * 'Chicagoland' star returns to school
        * Amid re-election fight, Quinn pushes through a tax on business
        * Chicago's worst IPO in 2014: Ryerson
        * Why ComEd is worried about your smartphone


        * Pullman Park needs Congress’ support
        * Leave the Knee Defender at home
        * Dump ‘Fake IG,’  give Ferguson more power
        * Not so fast, say the grown-ups
        * When common sense and gun rights collide
        * Alvarez: Crime lab backlog held up DNA evidence on Evans’ gun
        * EDITORIAL: Jury still out on justice in Koschman case
        * Rogers Park woman killed in crash on Tri-State Tollway near Schiller Park
        * 2 dead, 10 wounded in shootings across Chicago since Friday evening
        * Women at work: Female ministers find obstacles on path to pulpit


        * Tammy Duckworth pregnant, expecting girl in December
        * 1 dead, 11 hurt in shootings across city
        * Cops: Man batters woman and child, throws toddler from vehicle
        * Tougher rules ahead on domestic abuse
        * New sculpture in Niles to be dedicated to St. John Paul II
        * 'As horrible as it sounds, it came out of love': family of 4 dead in murder-suicide
        * No bail for 2nd man charged in killing of woman days before Mother's Day
        * Area gun ranges defend training youths
        * Quinn takes on minimum wage challenge


        * Newborn Found Alive In Jacksonville Trash Bin
        * Donated Breast Milk Helps Sick Infants
        * DNR Releases Fracking Rules
        * Update From Ferguson Via KWMU's Rachel Lippmann
        * Listen to State Week - August 29, 2014
        * Inspector's Report Reveals Clout Hiring At IDOT
        * 'Belleville' The Movie Is NOT A Documentary
        * Journalist and doctor encourage honest conversations about death
        * Undocumented Immigrants Call For Presidential Orders
        * State Retirees To Stop Paying Health Premiums


        * Does the governor need to live in the Executive Mansion?
        * Our Opinion: Driving into floodwater a deadly practice
        * Angie Muhs: A debate in Springfield would send the right message from candidates
        * Charles Krauthammer: Lower corporate tax rates. Now.
        * Bernard Schoenburg: Dillman, Watson looking at possible runs for alderman
        * Statehouse Insider: Hands off investments
        * Statehouse Insider: Hands off investments
        * State of unions: AFSCME wins some, loses some on outsourcing
        * State of unions: Domination of Illinois' workforce becomes campaign issue
        * State of unions: Lawmakers approved keeping some workers out of unions


        * Labor Day parade steps off at 10 a.m.
        * Daily Digest 9/1/14
        * Winery festival homage to ‘Lucy’ grape stomping
        * New festival eyed for Gibson City
        * Area Calendar 9/1/14
        * Ag leaders honored for long service
        * Coach needs time to develop team
        * Bad schedule is by design
        * Coal mine would have future costs
        * Dey's articles on Salaita a pleasure


        * Roosevelt move part of 'tectonic shift' in education
        * How do you build I-290 bridge with 80,000 cars driving by a day?
        * Iraq veteran U.S. Rep. Duckworth announces pregnancy
        * Record-setting Kane County Cougars on a roll
        * Donnie Wahlberg and Jenny McCarthy wed in St. Charles

        * Representative Jan Schakowsky: On This Lab...
        * Schakowsky: House GOP to blame for gridloc...
        * Dems urge CMS to ensure accurate nursing h...
        * Connie Bruck Whitewashes Schakowsky--and J...
        * Legislation proposes mandating 24/7 nursin...
        * Statement by Representative Jan Schakowsky...
        * Farm Antibiotic Restrictions Proposed - Al...
        * Jan Schakowsky: Tom Marino's Response to '...
        * Telling Nancy Pelosi to do research is sex...
        * Schakowsky blasts Marino for 'sexist' atta...

        * Durbin On Social Security Shortfall...
        * Durbin On Social Security Shortfall...
        * Durbin On Social Security Shortfall...
        * Durbin On Social Security Shortfall...
        * Durbin On Social Security Shortfall...

        * Putin Hopeful Russia Won’t Lose Right to H......
        * Susquenita enters Tri-Valley League under ......
        * Putin hopeful Russia won't lose right to h......
        * Soccer-Putin hopeful Russia won't lose rig......

        * Rauner uses armed investigators to scare off third-party voters. This is what Rauner’s democracy looks like.
        * Labor Day.
        * Kristin Crowell. Beating Rahm requires deep organizing.
        * Life in Rahm’s Chicago. The death of a nameless homeless man in Logan Square.
        * Hidden in Plain Sight: The Architecture of Chicago's Labor Movement
        * Contemplating on Labor Day whether “labor” will influence this election
        * Durbin - Oberweis race tightening; Oberweis endorsed by Bishop Trotter
        * "The Tarot Show" Coming To Uptown Arts Center
        * ... Or Are You Just Happy To See Me?
        * Oberweis will attempt to bypass Quinn with veto override


        * Governor Quinn Invests $102 Million in High-Speed Rail Upgrades on Chicago-St. Louis Line - Funding Will Improve Capacity, Safety on Joliet-Dwight Segment
        * Quinn Refuses to Answer New IDOT Questions
        * IDNR Delivers Revised Rules to Implement Hydraulic Fracturing Regulatory Act - Rules strengthened to ensure public participation, improve transparency, toughen penalties and protect the environment
        * Governor Quinn Proclaims September as “Recovery Month” in Illinois - Encourages people to speak up about mental illness and substance abuse
        * Governor Quinn Dedicates Jane Byrne Interchange - Governor Renames Circle Interchange in Honor of Chicago’s First and Only Female Mayor to Date




            Hosted by MCS SUBSCRIBE to Capitol Fax Advertise Here Mobile Version Contact Rich Miller