Ride-sharing: Close the Insurance Gap
Tuesday, May 27, 2014
[The following is a paid advertisement.]
Based on testimony from the Illinois Department of Insurance and other experts, the (Illinois Senate Transportation) Committee found that “customers, drivers and pedestrians are potentially put in harm’s way due to the lack of insurance coverage.”
When the Illinois Department of Transportation and all the statewide experts are warning us that our citizens are being put in harm’s way, we should listen.
The truth is that ride-sharing companies’ current insurance plans are just not enough.
Ridesharing companies claim to have a fabulous one million dollar policy but there are no facts to support this claim. The policy does not provide the public with any primary coverage, only excess, which in most cases will not cover accidents. And personal insurance policies of the drivers don’t apply while drivers are providing rides for money.
This insurance gap has real life and death consequences. Recently, an Uber driver hit and killed a 6-year-old girl in San Francisco, only to have Uber deny responsibility and keep the little girl’s family from any insurance compensation because there was “ no passenger in the car.”
Tell the Governor to sign HB 4075 and close the insurance gap, so a tragic case like San Francisco never happens here in Illinois.