Illinois vs. Indiana – Workers’ Compensation
Thursday, Apr 30, 2015
[The following is a paid advertisement.]
Illinois is often compared to our neighbor Indiana when it comes to workers’ compensation costs for businesses. Unfortunately, it is not a fair or accurate comparison. Wages are the main driving factor when it comes to workers’ compensation costs. Workers’ compensation benefits (non-medical) are based on a worker’s average weekly wage. On average, Indiana pays its workers 27 percent less than Illinois. Illinois ranks 8th in the country for average weekly wages, while Indiana ranks 35th. Because workers’ compensation replaces lost wages, lower wages in Indiana naturally creates lower workers’ compensation costs.
Indiana businesses may have lower workers’ compensation costs for employers; however workers injured on the job have meager options for their health care under Indiana’s workers’ compensation laws. In addition, Indiana’s early return to work program often forces injured workers back to work sooner than they should be and often leads to re-injury or new injuries.
Workers in Illinois deserve better. A fair and reasonable workers’ compensation system in Illinois helps injured workers get back on their feet and back to work.