[The following is a paid advertisement.]

Do you ever stop and think about how decisions are made regarding your money? Far too often, it comes down to how much someone can make from you. Transaction fees and high-interest credit cards are just a few of the ways you may be contributing to someone else’s bottom line.

Credit unions are different. They are not-for-profit. As a member of a credit union, you matter. That’s why credit unions offer services that are member friendly. Services that are not about profit – but rather serving member’s needs.

Credit unions return their earnings to their members by way of lower fees, lower loan interest rates and higher returns on savings. Credit unions know their members. Loan decisions are made locally under the guidance of the true cooperative philosophy.

If you are a credit union member, you already know the credit union difference. If you are not a member, go to asmarterchoice.org to discover all the advantages credit union membership holds for you.