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Credit unions exist as member owned cooperative financial institutions. Cooperatives are most often formed to support producers such as farmers, purchasers such as independent business owners, and consumers such as electric coops and credit unions. Their primary purpose is to meet members’ needs through affordable goods and services of high quality.

As not-for-profit financial cooperatives, credit unions serve individuals with a common goal or interest. They are owned and democratically controlled by the people who use their services. Their board of directors consists of unpaid volunteers, elected by and from the membership.

One of the unique benefits that sets credit unions apart is their ability to provide members with bonus dividends. As member-owned financial cooperatives, credit unions are able to share exceptional profits with their members.

To share in the credit union experience, visit ASmarterChoice.org and locate a credit union near you!