Question of the day
Thursday, Jan 27, 2011
* We received a phone call this week from a car salesman in Libertyville. Apparently, somebody had applied for a car loan on the Internet in my wife’s name. The loan was never approved, but the salesman said he knew who the culprit was. However, the salesman adamantly refused to tell us the dastardly fool’s name over the phone, because of various privacy laws.
Needless to say, this greatly puzzled me. They know who a criminal is, but they won’t give us the name? And they didn’t report him to the coppers? What the heck?
So, I called the attorney general’s office. To my amazement, there is no law requiring merchants to report even blatantly obvious attempts at identity theft. The car dealer was also within his rights not to release any information over the phone, according to the AG’s office. Lisa Madigan’s office tried to be helpful, sending us two several-page forms to fill out which they would then mail to the car dealer and he would then mail them the details, which they’d then forward to us. My wife decided that she’d just make the long trek from Springfield to Libertyville herself today and get the information. Whether the cops or anyone else will do something about it is another matter entirely.
* The Question: Have you or a close loved one ever been the victim of identity theft? If so, did you find existing laws adequate? Explain.