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During some extremely challenging financial times facing consumers, one bright spot in the financial services arena has been credit unions.

Credit Union 1 is a shining example of how one credit union serves its membership through good times and bad. In 1995, Credit Union 1 introduced an “Employee Loan Assistance” program designed to provide payroll gap assistance for its members facing the threat of a missed or delayed paycheck. In June 2007, this program was utilized for the first time to assist state employees that incurred a delayed paycheck due to the Illinois budget crisis that occurred.

Most recently, Credit Union 1 offered the program to their members of the Illinois General Assembly and staff to assist during an interruption in the legislative payroll cycle. While fortunately this program has only been needed on a limited basis since its inception, Credit Union 1 members are afforded great comfort and security in knowing that their credit union is there for them whenever the need arises.

Credit unions are “People Helping People” — dedicated to serving the needs of their membership as well as providing “peace of mind” that the credit union is always there. And that’s the credit union difference.