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Illinois vs. Indiana – Workers’ Compensation
Tuesday, Jun 16, 2015 - Posted by Advertising Department [The following is a paid advertisement.] Illinois is often compared to our neighbor Indiana when it comes to workers’ compensation costs for businesses. Unfortunately, it is not a fair or accurate comparison. Wages are the main driving factor when it comes to workers’ compensation costs. Workers’ compensation benefits (non-medical) are based on a worker’s average weekly wage. On average, Indiana pays its workers 27 percent less than Illinois. Illinois ranks 8th in the country for average weekly wages, while Indiana ranks 35th. Because workers’ compensation replaces lost wages, lower wages in Indiana naturally creates lower workers’ compensation costs. Indiana businesses may have lower workers’ compensation costs for employers; however workers injured on the job have meager options for their health care under Indiana’s workers’ compensation laws. In addition, Indiana’s early return to work program often forces injured workers back to work sooner than they should be and often leads to re-injury or new injuries. Workers in Illinois deserve better. A fair and reasonable workers’ compensation system in Illinois helps injured workers get back on their feet and back to work. For more information on workers’ compensation, click here.
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Credit Unions – Individual service, united in focus
Tuesday, Jun 16, 2015 - Posted by Advertising Department [The following is a paid advertisement.] As not-for-profit financial cooperatives, credit unions hold a strong belief in giving back to their communities at the credit union level and on a geographic basis. Twenty-four chapters unite the state’s 305 credit unions and are integral to fulfilling their mission for nearly three million consumer members. Like the boards at credit unions, chapter boards are also run by volunteers. The Illinois Quad Cities Chapter alone serves 10 credit unions and their 241,000 members in a three county area. Similarly to other credit union chapters, Illinois Quad Cities is particularly active in community charitable activities and worthwhile causes. This includes helping consumers protect their personal information by sponsoring community shred days to properly dispose of documents. The chapter also hosts “community nights” to provide local organizations a forum for requesting financial support. As a result, more than $17,000 has been provided to a variety of local charities. Motivated by their stories, credit unions separately hold fundraisers to support these groups, as well participate in events for others, including the local children’s hospital. Members know credit unions will be there for their daily financial needs and support their community – just some of the many virtues that define the credit union difference.
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