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What would toys be like without the civil justice system?
Thursday, Jun 18, 2015 - Posted by Advertising Department [The following is a paid advertisement.] Since 1974, the Consumer Product Safety Commission (CPSC) has issued more than 850 recalls for toy products, many for hazards like magnets, lead and other dangers hidden in our children’s toys. In the face of such risks, and with so few resources at hand, American parents have come to rely on consumer groups and the civil justice system to serve both as an early warning system and an enforcement mechanism against negligent corporations. Between 1990 and 2007, 196 children died from choking on toy parts, small balls and balloons. Nearly a quarter of a million children are treated at U.S. emergency rooms for toy-related injuries every year. A series of lawsuits in the late-2000s not only helped remove lead-tainted toys from store shelves, but also helped establish quality assurance programs overseen by the courts. A lawsuit filed by the family of a toddler who died after ingesting tiny magnets brought awareness to the hidden dangers of magnetic toys. Civil actions by parents across the country have consistently forced corporations and regulators to take action. For more information, click here.
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Credit Unions – Individual service, united in focus
Thursday, Jun 18, 2015 - Posted by Advertising Department [The following is a paid advertisement.] As not-for-profit financial cooperatives, credit unions hold a strong belief in giving back to their communities at the credit union level and on a geographic basis. Twenty-four chapters unite the state’s 305 credit unions and are integral to fulfilling their mission for nearly three million consumer members. Like the boards at credit unions, chapter boards are also run by volunteers. The Illinois Quad Cities Chapter alone serves 10 credit unions and their 241,000 members in a three county area. Similarly to other credit union chapters, Illinois Quad Cities is particularly active in community charitable activities and worthwhile causes. This includes helping consumers protect their personal information by sponsoring community shred days to properly dispose of documents. The chapter also hosts “community nights” to provide local organizations a forum for requesting financial support. As a result, more than $17,000 has been provided to a variety of local charities. Motivated by their stories, credit unions separately hold fundraisers to support these groups, as well participate in events for others, including the local children’s hospital. Members know credit unions will be there for their daily financial needs and support their community – just some of the many virtues that define the credit union difference.
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