Capitol Fax.com - Your Illinois News Radar » Massive Equifax breach prompts legislative, political responses
SUBSCRIBE to Capitol Fax      Advertise Here      Mobile Version     Exclusive Subscriber Content     Updated Posts    Contact
CapitolFax.com
To subscribe to Capitol Fax, click here.
Massive Equifax breach prompts legislative, political responses

Thursday, Sep 14, 2017

* Tribune

A governor candidate who serves as a lawmaker will find times when it helps to have a running mate who is also in the legislature.

That’s the case for the new tag team of Evanston state Sen. Daniel Biss, a Democratic candidate for governor, and his running mate, state Rep. Litesa Wallace of Rockford. Wallace was chosen after Biss quickly cut ties with his first pick for lieutenant governor, Chicago Ald. Carlos Ramirez-Rosa.

Biss introduced legislation in the Senate prompted by the fallout over the hacking of Equifax. It would eliminate fees that credit-reporting companies are allowed to charge for imposing or lifting a credit security freeze.

Wallace will join with colleagues in the House to sponsor similar legislation, the Biss campaign said.

* From Biss’ press release…

“Companies like Equifax are mishandling private data and then leaving the victims of their negligence to pay the price,” said Daniel Biss. “We shouldn’t have to pay to secure and access our own financial records, especially when a reckless agency has left us vulnerable to identity theft. That may have been business as usual, but that’s not how business will be done in Illinois anymore.”

Under current Illinois law, credit reporting agencies can charge a $10 fee for imposing or lifting a credit security freeze—even when the agency is at fault for a security breach compromising consumer data. Daniel’s bill will eliminate these fees entirely, empowering consumers to protect their credit ratings and preventing agencies from making a profit from their own failures to protect private data.

“Corporations have built a system that works for them while leaving the rest of us behind,” said Litesa Wallace. “These bills provide an overdue correction for a predatory practice and serve as another example of why Daniel is the right candidate to protect middle class and working families like ours as governor.”

* Illinois PIRG…

Consumer advocates praised the introduction of House Bill 4095, legislation to make credit freezes free for all Illinois residents, sponsored by Representative Greg Harris and championed by Attorney General Lisa Madigan. Senator Biss has filed companion legislation in the Senate, Senate Bill 2230.

In response to the Equifax data breach, which has placed over 140 million Americans at risk for various forms of identity theft, consumer advocates and Attorney Generals have advised consumers to seriously consider placing a credit freeze with all three credit bureaus. A credit freeze is the only real tool consumers have to stop new account identity theft.

“We applaud Attorney General Madigan, Representative Harris, and Senator Biss for responding quickly with legislation to protect Illinois consumers,” said Abe Scarr, Illinois PIRG director. “There is no reason why consumers should be charged a fee to place a credit freeze on their sensitive personal information. We look forward to working with legislators from both parties to ensure Illinois residents have free access to this critical tool to protect their financial well-being.”

Illinois residents currently have to pay a fee to access this basic security feature. State law provides exemptions for residents 65 or older, active duty service members, and victims of identity theft with a police report. HB4095 and SB2230 would allow all Illinois residents to place a freeze on their credit reports, or lift an existing freeze, for free.

Joining Illinois PIRG in supporting the legislation are Center for Changing Lives, Citizen Action Illinois, Digital Privacy Alliance, Heartland Alliance, Navicore Solutions, and Woodstock Institute.

“Given recent data breaches, there has never been a more critical time for this legislation,” says Jody Blaylock, Senior Policy Associate with Heartland Alliance. “We must ensure that people, especially those experiencing poverty, can protect their credit and continue to build financial security.”

Seven states have laws making credit freezes free, including Indiana. Illinois PIRG has this guide for consumers interested in placing a credit freeze with all three credit bureaus.

* AG Madigan…

Attorney General Madigan has received an outpouring of questions from concerned and confused Illinois residents about whether their sensitive personal information has been compromised by Equifax’s massive data breach. In response, Madigan is providing updated information to Illinois residents and calling on Equifax to pay credit freeze fees for people with all three major credit reporting agencies, including Experian and TransUnion.

Late last week, Equifax announced it had suffered a massive data breach of sensitive consumer information from May to July of this year, impacting as many as 143 million Americans. Yesterday, Equifax notified Madigan that in Illinois, the breach may impact more than 5.4 million residents.

“Equifax has failed to answer basic questions that millions of Americans whose personal information it likely lost have including: How did the data breach happen? What is Equifax going to do to fix it? And why did it take Equifax six weeks to notify people that their personal information had been stolen?” Madigan said. “Most importantly, it appears that Equifax currently does not have the ability to accurately determine whether your personal information has been stolen. I suggest you assume it has been and put a credit freeze on your credit report to get the best protection you can from identity theft. Equifax needs to stop wasting time and making excuses and start paying for long-term protections that its security failure has made imperative for most Americans.”

Consumers are confused as to whether they have been impacted by the breach, and what they should do if they determine their personal information has been compromised. Some Illinois residents say they received different answers from Equifax at different times, depending on the browser platform they used. Consumers also reported that the Equifax website was inaccessible at times due to high traffic volume.

- Posted by Rich Miller        

10 Comments »
  1. - LXB - Thursday, Sep 14, 17 @ 9:40 am:

    It’s surprising Biss hasn’t taken more advantage of his ability to introduce legislation.


  2. - Anonymous - Thursday, Sep 14, 17 @ 10:03 am:

    Someone please check to see if Bruce Rauner is on the board of Equifax. Sounds like its right up his alley.


  3. - City Zen - Thursday, Sep 14, 17 @ 11:13 am:

    ==Someone please check to see if Bruce Rauner is on the board of Equifax.==

    Or if our state pension funds hold Equifax stock.


  4. - NoGifts - Thursday, Sep 14, 17 @ 11:30 am:

    And hearken back to the words of the crisis manager referenced in another part of the blog. A late and superficial sorry…and you’re on your own. They should put in requirements for data breach companies to fix the problems. Equifax has all the information for people who’ve been breached. They could presumably make a deal with the other two credit agencies to freeze credit for affected individuals and offer that to us. They also have the account information for all our credit card accounts AND bank accounts. They could electronically transmit data to those companies to establish a fraud watch. It is absurd that they don’t take ANY action to assist the people they’ve hurt. Is it because “we” are not really their customers??


  5. - Ed Higher - Thursday, Sep 14, 17 @ 11:47 am:

    Mother of All Class-Action Suits?


  6. - Streator Curmudgeon - Thursday, Sep 14, 17 @ 12:02 pm:

    Republicans dragged their feet on consumer protection and fought Senator Elizabeth Warren on the Consumer Protection Agency. If this breach doesn’t prove that NO business/institution/agency is safe online, Congress has its collective head…in the sand.

    The damage has already been done. The only thing that might slow such hacks in the future is extreme prison sentences for hackers, but they’re so efficient at covering their tracks, even that would not be a deterrent.


  7. - Anon Downstate - Thursday, Sep 14, 17 @ 12:47 pm:

    Went to the Equifax website to freeze my credit.

    Finally got everything loaded & hit the “SUBMIT” button:

    “We are currently unable to service your request.
    Please try again later.”

    IMO, these folks are just woefully behind the curve.


  8. - Mike Cirrincione - Thursday, Sep 14, 17 @ 2:59 pm:

    @streator:

    Oh c’mon. Just let the Markets take care of it. Thats what the Conservatives say!


  9. - Ferris Bueller - Thursday, Sep 14, 17 @ 5:32 pm:

    Best case scenario, what’s the earliest that this could pass (because it is important and there is currently $10 per freeze/unfreeze) for each reporting bureau? I’m assuming November veto?


  10. - Late to the Party - Friday, Sep 15, 17 @ 7:23 am:

    I applaud the effort to rescind the credit bureaus’ fee for credit freeze.

    Its too bad it took this data breach for the powers that be to realize that the credit bureaus hold us all hostage to their fees.


TrackBack URI

Post your comment... And please take a half second to come up with a nickname. It makes following the posts easier for everyone... Thanks

In other words, do your best to be civilized and smart.


* Raoul takes "full responsibility" for "bad" Erika Harold comment, Maze Jackson apologizes to listeners
* *** UPDATED x1 *** Durkin says he doesn't think Illinois "needs to give away the store" to snag Amazon
* Biss tries to explain the Ramirez-Rosa matter
* *** UPDATED x1 *** SUBSCRIBERS ONLY - Legislative candidate announcements
* An argument against assisting the St. Louis Amazon bid
* Why did Lisa Madigan retire?
* Currency exchanges say they want higher fees to boost lagging profits
* DGA tour coverage roundup
* *** UPDATED x1 *** Illinois economy "stuck in neutral"
* The great exodus
* Rauner signs civil asset forfeiture reform bill
* Harold unveils long list of legislator endorsements
* SUBSCRIBERS ONLY - Today's edition of Capitol Fax (use all CAPS in password)
* Yesterday's stories

Support CapitolFax.com
Visit our advertisers...

...............

...............

...............
<


Loading


* Rauner administration set to increase child car.....
* AG candidate Raoul apologizes for ‘bad characte.....
* Many in Peoria offer to hold door open for outg.....
* Durkin says he doesn't think Illinois “needs to.....
* Rauner's support of St. Louis for Amazon bid 'a.....
* Rauner signs law tightening civil forfeiture ru.....
* Why did Lisa Madigan retire? - The Capitol Fax .....


* Life term reduced for Illinois woman in 4-year-old's death
* University of Illinois at Chicago to create $100M facility
* Authorities: Deadly Bloomington fire was intentionally set
* Seymour woman gets 4 years in boyfriend's stabbing death
* EXCHANGE: Hundreds visit Exelon's nuclear plant in Byron
* Quad City airport using $3.3M from US to replace lighting
* Bloomington zoo's Malayan sun bear euthanized at age 33
* UIS to conduct first responder training with state agency
* Palestinian activist deported to Jordan from Chicago
* Fugitive Chicago police sergeant arrested after 15 years

* AG candidate Raoul apologizes for 'bad characterization' of opponent
* Report: Payments for treatment of addictions, mental illness often denied
* Republican McClure will run against McCann in 50th Senate district
* Republican McClure will run against McCann in the 50th Senate district
* Rep. Drury leaves governor's race to run for attorney general
* Rauner signs revamp of EDGE business tax-credit
* Rauner to lawmakers: Help me balance the budget
* Bernard Schoenburg: Running mates help balance governor tickets
* Statehouse Insider: AFSCME contract suit may not be heard until next year
* Chris Kennedy and running mate bring anti-violence campaign to central Illinois

* The best events in town this week—and beyond
* Illinois Medical District to get largest ambulance garage in Cook County
* United's turnaround wobbles after airline fare war jolts investors
* United's turnaround wobbles after fare war jolts investors
* Centegra turns to layoffs, outsourcing jobs to stop financial bleeding


* LETTERS: Get voter registration going in high school civics classes
* Study: Most states would take a hit from GOP health bill
* Man reported missing from Near West Side
* CTA worker injured after making contact with third rail on North Side
* Ask the Doctors: Child seeks evidence to convince parents to get a dog
* Authorities investigating death of 2-month-old South Side boy
* Woman found dead in bathroom stall 2 days after going to health club
* ROBERT REICH: One way the rich could get richer under Trump
* Pedestrian fatally struck by Metra train in Lisle
* Ben Roethlisberger on Bears QB Mitch Trubisky: ‘Tremendous athlete’


* Hillary Clinton and Stephen Colbert talk Trump, Russia, Putin and chardonnay
* Pedestrian dies after being struck by Metra train Tuesday night in Lisle
* Cops: Woman found dead at suburban health club - two days after entering
* Ben Roethlisberger impressed by Mitch Trubisky after pre-draft workouts
* 25 bodies pulled from collapsed school as rescuers search for survivors of Mexico earthquake
* Bulls projected to be the NBA's worst team this season
* Judge delays decision on whether to lock up convicted Chicago cop
* Catch the latest teen craze and vote in the Tweet of the Week poll
* Police officer fatally shoots deaf man holding pipe in Oklahoma City
* Teen being held in Cook County Jail handed 2 additional felony charges


» Palestinian Activist To Be Deported To Jordan From Chicago
» Looking For Analog: Old Button-Mashing Arcades Come Back For A New Generation
» County In Illinois To Use Grant To Aid Endangered Bumblebee
» Canada Could Stop Dealing With Boeing Over Dispute
» Currency Exchanges Pushing Fee Increase
» 3 Big Takeaways On Attorney General Lisa Madigan’s Decision To Not Run For Reelection
» Judge: Sessions Can't Deny Grant Money For Sanctuary Cities
» State Week: Blagojevich Speaks; (Lisa) Madigan & Currie Leaving
» Illinois Attorney General Won't Seek Re-election In 2018
» House Majority Leader Barbara Flynn Currie Won't Run Again


* Report: Payments for treatment of addictions, mental illness often denied
* E.J. Dionne: The priority is still to save Obamacare
* Over DACA, an acute case of Trump panic syndrome
* Ralph Martire: Illinois needs to make higher education a priority
* Catherine Rampell: A chilling study shows college students hostile toward free speech
* Michael Gerson: The dangerous triumph of tribalism in America
* Republican McClure will run against McCann in 50th Senate district
* Rep. Drury leaves governor's race to run for attorney general
* Marc A. Thiessen: Hillary Clinton still doesn't get 'what happened' in the 2016 election
* Rauner signs revamp of EDGE business tax-credit


* Suspect in custody after shooting at Mattoon High School
* Shooting reported at Mattoon High School
* Noon update: Near-record highs, Jersey Mike's opens, and new I-74 bridge work
* It’s almost time for the world to end. Or not, depending on whom you believe.
* Rep. Dave Severin announces bid for re-election
* Lady Bulldogs spike Panthers to extend streak
* Marion man sentenced to 30 years for cocaine offense
* Despite protests, Billy Joel is still in a St. Louis state of mind
* Macon Street homes remain unfilled by Decatur Housing Authority
* Thorpe out as Zeigler treasurer


* Geneva High School steps up security after rumors of possible shooting threat
* Beekeeping could be come to Elgin next year
* Boxer LaMotta, immortalized in 'Raging Bull,' dies at 95
* Northwest suburban police blotter
* Busse Triangle apartment plan sails through preliminary phase in Mount Prospect

* Indivisible billboard targets Hultgren, Ro...
* Hultgren pleads for continued funding of f...
* 14th District Democratic candidates square...
* Montgomery mayor hosts health care forum a...
* Rep. Hultgren advocates for CHIP reauthori...
* Looking at Fintech through the Legislative...
* Hultgren calls on FEMA to help assess Nort...
* Rep. Randy Hultgren announces 2017 Congres...
* Congressman Randy Hultgren Visits Raue Cen...
* Hultgren pushes for CHIP funding ahead of ...

* All of us should reject the religious test......
* The Return of Criminal Justice Reform - Re......
* Democratic Senators Oppose Rescinding of 2......

* US Sen. Tammy Duckworth pushes for airport......
* Quad City Airport Using $3.3M To Replace L......

* Retired and elderly with the health care in the U.S. we have.
* Lumpen Radio. Chicago’s best low-power FM radio.
* Hitting Left. Last week and Friday’s show.
* Medicare for all? Medicare and more.
* CPS enrollment drop and budget
* Tiny houses for the homeless
* 100-Year-Old Petrified Uniformities Of The Modern Art World vs. The Moral Grandeur Of Majestic Impressionism
* Supreme Court decision one of 6 case studies in latest DR Legal News
* Morning Minute: Consumer Financial Protection Bureau offers guidance on credit following Equifax data breach
* TrackNotes: The Immortal Penny Chenery


* Illinois Awarded Funds to Offer Advanced Training on Detecting Impaired Driving
* Illinois EPA Announces Upcoming Household Hazardous Waste Collection Events
* IEMA Highlights Emergency Preparedness for People with Access and Functional Needs in May - Ready Illinois website offers preparedness tips for people, caregivers
* First Lady Launches Illinois Family Connects
* Governor and Lt. Governor Unveil 2016 Journal of Local Government Shared Service Best Practices

  
* Project Fi adopting Android One version of Moto X4
* Apple Releases Safari Technology Preview 40 With Bug Fixes and Feature Improvements
* Nest Announces New Alarm System, Smart Doorbell, and Outdoor Cam IQ
* If Face ID ‘fails to impress’, Apple may need to make under-display Touch ID work for 2018 iPhones
* Google brings the $399 Android One Moto X4 to Project Fi (and the U.S.)
* Snapchat’s new partners attach instant apps and games to ads
* PSA: Snapchat Still Notifies You When Someone Screen Records Privately Messaged Snaps on iOS 11

* Nicky Delmonico falling as fast as he rose
* Quiet bats waste Giolito's solid effort
* Shields knows not to take Astros lightly
* Sox Century: Sept. 19, 1917
* Giolito holds his own against Astros
* Quiet bats waste Giolito's solid effort
* Shields knows not to take Astros lightly


Main Menu
Home
Illinois
YouTube
Pundit rankings
Obama
Subscriber Content
Durbin
Burris
Blagojevich Trial
Advertising
Updated Posts
Polls

Archives
September 2017
August 2017
July 2017
June 2017
May 2017
April 2017
March 2017
February 2017
January 2017
December 2016
November 2016
October 2016
September 2016
August 2016
July 2016
June 2016
May 2016
April 2016
March 2016
February 2016
January 2016
December 2015
November 2015
October 2015
September 2015
August 2015
July 2015
June 2015
May 2015
April 2015
March 2015
February 2015
January 2015
December 2014
November 2014
October 2014
September 2014
August 2014
July 2014
June 2014
May 2014
April 2014
March 2014
February 2014
January 2014
December 2013
November 2013
October 2013
September 2013
August 2013
July 2013
June 2013
May 2013
April 2013
March 2013
February 2013
January 2013
December 2012
November 2012
October 2012
September 2012
August 2012
July 2012
June 2012
May 2012
April 2012
March 2012
February 2012
January 2012
December 2011
November 2011
October 2011
September 2011
August 2011
July 2011
June 2011
May 2011
April 2011
March 2011
February 2011
January 2011
December 2010
November 2010
October 2010
September 2010
August 2010
July 2010
June 2010
May 2010
April 2010
March 2010
February 2010
January 2010
December 2009
November 2009
October 2009
September 2009
August 2009
July 2009
June 2009
May 2009
April 2009
March 2009
February 2009
January 2009
December 2008
November 2008
October 2008
September 2008
August 2008
July 2008
June 2008
May 2008
April 2008
March 2008
February 2008
January 2008
December 2007
November 2007
October 2007
September 2007
August 2007
July 2007
June 2007
May 2007
April 2007
March 2007
February 2007
January 2007
December 2006
November 2006
October 2006
September 2006
August 2006
July 2006
June 2006
May 2006
April 2006
March 2006
February 2006
January 2006
December 2005
April 2005
March 2005
February 2005
January 2005
December 2004
November 2004
October 2004

Blog*Spot Archives
November 2005
October 2005
September 2005
August 2005
July 2005
June 2005
May 2005

Syndication

RSS Feed 2.0
Comments RSS 2.0
WordPress




Hosted by MCS SUBSCRIBE to Capitol Fax Advertise Here Mobile Version Contact Rich Miller